Mixed Credit Files or Merged Credit Reports

When a credit agency mixes up one individual consumer's credit file and information with another individual's, this is called a "mixed" or "merged" credit report. Mixed credit files can cause a person's credit score to lower at no fault of his or her own, especially when the mixed information is derogatory. A credit score can mean the difference between obtaining personal loans, mortgages and other important financial actions and being denied. It is vital to every consumer's financial well-being. If you believe you are a victim of mixed or merged credit files, an attorney can help you fix the mistake with any credit agency involved in the matter.

Mixed and Merged Files

At the law firm of Surovell Isaacs & Levy PLC, our Fairfax, VA, consumer law attorneys represent clients throughout Northern Virginia, the District of Columbia and Maryland in these matters. We have extensive experience and skills in dealing with credit agencies in all types of credit report matters, including merged or mixed credit files. If your credit report is inaccurate, we highly recommend that you take action immediately. The sooner you reach out to our consumer rights law firm, the sooner we can communicate with your credit agencies to straighten out your credit file.

Contact us online today to schedule an initial consultation. One of our D.C. mixed credit files attorneys can discuss the specifics surrounding your credit report error case and the best steps in moving forward.

Helping Consumers Straighten Out Merged or Mixed Credit Reports

While there are many different causes of mixed and merged credit reports, the most common is due to individuals with similar names or similar identifying information (address, similar social security numbers, etc.) Often times close relatives or family members credit files can be mixed with one another causing unnecessary tension and lack of privacy.

The credit bureaus know about these problems but continue to rely on the same inaccurate and problematic systems and algorithms to obtain a consumer's credit file. Let us help you straighten out any mix-up in order to make sure your credit report is accurate.

Our lawyers always take the time to carefully go through all of our clients' individual options so that they can make the most informed decision possible. We take these matters very seriously as each client's financial future is at stake.

Contact the Experienced D.C. Mixed Credit Files Attorneys at Surovell Isaacs & Levy PLC

If you find that your credit report is inaccurate, you may be a victim of a merged or mixed credit files. Do not settle for anything less than what is 100 percent accurate. Your credit report is your lifeline to financial security, and accuracy is vital to this. Contact our office today to schedule an initial consultation with one of our Fairfax, VA, mixed credit files lawyers. You can also reach us by phone at 703-648-8279.